Credit Assistance Programs in Charleston, SC

Honda Loan & Lease Programs

The Hendrick Honda of Charleston finance department offers customers access to credit assistance and bankruptcy approval programs that can help even the most credit challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn’t disqualify you from obtaining the vehicle that you’re wanting. Regardless of your current credit score or credit history, Hendrick Honda of Charleston wants to help!

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Credit Assistance Programs Hendrick Honda of Charleston

What Documentation Should You Bring to the Dealership for Financing?

If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.

Valid Drivers License

Valid Drivers License

Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.

Proof of Insurance

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.

Proof of Residency

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

Proof of Employment

A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.

Personal References

Personal References

A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.

Phone Number Verification

Phone Number Verification

Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional Documents are Required if any of the Following Apply to You:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.

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Hendrick Vehicle Disclaimer:

$749.00 Closing Fee included in advertised price. The Closing Fee is a charge that is permitted but not required by law.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Additional Disclaimers:

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between November 2, 2026 and December 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by December 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

*Offer available on any New in-stock 2026 or 2027 Honda vehicle. Example Vehicle: 2026 CR-V. See dealer for financing details. 0% APR for 48 monthly payments of $20.83 for every $1,000 financed, for highly qualified customers. Requires 20% down, negative equity must be paid, not all buyers will qualify, all deals are at dealer’s discretion. Cannot be combined with any other offers or discounts, and not valid with previous purchases. Offer Expires 01/04/27. See dealer for details. **Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between November 2, 2026 and December 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by December 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

*$319/mo for 36 mos with $3,999 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Available only for residents of AK, AL, AR, DC, GA, ID, KS, LA, MD, MO, MS, MT, NC, OK, OR, SC, TN, TX, VA, WA, WV, WY. Premium colors not included in advertised price. Closed-end lease for 2026 Accord Hybrid available through 1/4/2027, to approved lessees by Honda Financial Services in select states only. Total Suggested Retail Price $35,090.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $29,318.99. Total monthly payments $11,484.00. Option to purchase at lease end $22,457.60. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$329/mo for 39 mos with $4,699 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Available only for residents of AK, AL, AR, DC, GA, ID, KS, LA, MD, MO, MS, MT, NC, OK, OR, SC, TN, TX, VA, WA, WV, WY. Premium colors not included in advertised price. Closed-end lease for 2027 CR-V Sport Hybrid AWD Direct Drive Unit available through 1/4/2027, to approved lessees by Honda Financial Services in select states only. Total Suggested Retail Price $39,080.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $33,866.03. Total monthly payments $12,831.00. Option to purchase at lease end $26,574.40. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$419/mo for 36 mos with $4,299 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Premium colors not included in advertised price. Closed-end lease for 2026 Ridgeline AWD RTL available through 1/4/2027, to approved lessees by Honda Financial Services. Total Suggested Retail Price $45,190.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $39,487.65. Total monthly payments $15,084.00. Option to purchase at lease end $27,565.90. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$209/mo for 39 mos with $4,299 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Premium colors not included in advertised price. Closed-end lease for 2026 Civic Sedan available through 11/30/2026, to approved lessees by Honda Financial Services. Total Suggested Retail Price $25,990.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $21,676.86. Total monthly payments $8,151.00. Option to purchase at lease end $16,633.60. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$249/mo for 36 mos with $4,199 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Available only for residents of AL, AR, GA, KS, LA, MO, MS, NC, OK, SC, TN, TX, VA. Premium colors not included in advertised price. Closed-end lease for 2027 HR-V LX AWD Continuously Variable Transmission available through 1/4/2027, to approved lessees by Honda Financial Services in select states only. Total Suggested Retail Price $29,650.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $24,588.58. Total monthly payments $8,964.00. Option to purchase at lease end $19,865.50. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$449/mo for 36 mos with $4,199 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Premium colors not included in advertised price. Closed-end lease for 2027 Odyssey EX-L available through 1/4/2027, to approved lessees by Honda Financial Services. Total Suggested Retail Price $44,790.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $39,505.62. Total monthly payments $16,164.00. Option to purchase at lease end $28,217.70. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.

*$429/mo for 36 mos with $5,499 due at signing. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Available only for residents of AK, AL, AR, DC, GA, ID, KS, LA, MD, MO, MS, MT, NC, OK, OR, SC, TN, TX, VA, WA, WV, WY. Premium colors not included in advertised price. Closed-end lease for 2026 Pilot AWD EX-L 10 Speed Automatic available through 1/4/2027, to approved lessees by Honda Financial Services in select states only. Total Suggested Retail Price $48,390.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $40,440.05. Total monthly payments $15,444.00. Option to purchase at lease end $30,485.70. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. Dealer participation may affect actual payment. Dealer sets actual prices. See dealer for details.
Hendrick Honda of Charleston 32.785232, -80.008502.